Stamp duty: the upfront number nobody quotes you.
Transfer duty in every state and territory, with first-home concessions and grants applied1. Figures current as at 2026-08-03.
- 1 Uses the same duty engine as the PFO app, verified against each state revenue office. Concessions vary by owner-occupier status and price; check your state office. Estimate only.
A $750,000 home, compared across Australia
The same purchase can cost thousands more in duty depending on which state you buy in. Transfer duty on an established home for a buyer who isn't a first-home buyer, current as at 2026-08-03.
| State / territory | Duty on $750k | Duty on $1M |
|---|---|---|
| ACT | $19,208 | $33,958 |
| QLD | $26,775 | $38,025 |
| NSW | $27,937 | $39,187 |
| TAS | $28,935 | $40,185 |
| WA | $29,741 | $42,616 |
| SA | $35,080 | $48,830 |
| NT | $37,125 | $49,500 |
| VIC | $40,070 | $55,000 |
Common questions
How is stamp duty calculated in Australia?+
Each state and territory sets its own tiered transfer-duty scale on the property value — a base amount plus a marginal rate on the value inside each band. First-home concessions and grants vary by state, owner-occupier status and price, so there is no single national rate.
Which state has the cheapest stamp duty?+
On a $750,000 established home for a buyer who isn't a first-home buyer, duty is lowest in ACT at about $19,208 and highest in VIC at about $40,070. Compare the full table above for your price.
Do first home buyers pay stamp duty?+
Eligible first-home buyers pay reduced or nil transfer duty in most states, up to a price threshold that phases out. Tick the first-home-buyer box in the calculator, then confirm the current rules with your state revenue office.
When do you pay stamp duty?+
Transfer duty is generally due within a set window after settlement, and your conveyancer or solicitor arranges payment to the state revenue office. Budget for it upfront, alongside your deposit and other buying costs.