Stamp Duty Calculator NSW
Estimate New South Wales transfer (stamp) duty, first-home concessions and the First Home Owner Grant, using current Revenue NSW figures. The same engine as the PFO app.
Your NSW stamp duty result
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How much is stamp duty in New South Wales?
On a $750,000 established home in New South Wales, transfer duty is approximately $27,937 before any first-home concession, about 3.72% of the price. Add a transfer/registration fee of $750 for a net upfront cost around $28,687. Enter your own price above for an exact estimate.
New South Wales stamp duty rates 2026
| Dutiable value from | Marginal rate |
|---|---|
| $0 | 1.25% |
| $18,000 | 1.50% |
| $38,000 | 1.75% |
| $103,000 | 3.50% |
| $387,000 | 4.50% |
| $1,290,000 | 5.50% |
| $3,870,000+ | 7% |
Stamp duty in New South Wales at different prices
Because duty is tiered, the amount owed climbs with the purchase price. Here's the New South Wales transfer duty across common price points, as a standard buyer, and as an eligible first-home buyer (the concession tapering off as the price rises past the threshold):
| Purchase price | Standard buyer | First-home buyer |
|---|---|---|
| $500,000 | $16,687 | $0 |
| $650,000 | $23,437 | $0 |
| $750,000 | $27,937 | $0 |
| $850,000 | $32,437 | $8,109 |
| $1,000,000 | $39,187 | $39,187 |
| $1,500,000 | $63,787 | $63,787 |
First-home figures apply the New South Wales first-home duty concession; above the phase-out threshold it no longer applies, so both columns match. The First Home Owner Grant (below) is separate and can apply on top. Figures are computed from the same Revenue NSW rates as the calculator.
First home buyer concessions in New South Wales
First Home Buyers Assistance: nil to $800k, phasing out to $1M (homes). Confirm the current rules with Revenue NSW →
- First-home homes: no transfer duty up to $800,000, then phasing out to $1,000,000.
- First-home vacant land: nil up to $350,000, phasing out to $450,000.
- First Home Owner Grant: $10,000, for new homes valued up to $750,000.
- Charged by: Revenue NSW. Duty is generally paid within a set window after settlement.
New South Wales stamp duty FAQ
How much is stamp duty on a $750,000 home in New South Wales?
On a $750,000 established home in New South Wales, transfer duty is about $27,937 before any first-home concession, roughly 3.72% of the price. Use the calculator above for your exact price and situation.
Are first home buyers exempt from stamp duty in New South Wales?
Eligible first-home buyers pay no transfer duty on a home valued up to $800,000. Between $800,000 and $1,000,000 a partial concession applies, and above $1,000,000 the full duty is payable.
How much is the First Home Owner Grant in New South Wales?
New South Wales's First Home Owner Grant is $10,000, for an eligible new home valued up to $750,000. It's separate from any stamp-duty concession, so an eligible first-home buyer can receive both.
When do you pay stamp duty in New South Wales?
Transfer duty is generally due within a set window after settlement, and your conveyancer or solicitor arranges payment to Revenue NSW. Budget for it upfront, alongside your deposit and other buying costs.
The same purchase can cost thousands more in duty from one state to the next. Compare stamp duty across Australia →.
Rates current as at 2026-07-04, sourced from Revenue NSW. Estimate only, general information, not advice.
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